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Home Loan

Financing for Residential Property

Home Loan

A home loan can help individuals finance the purchase, construction or eligible improvement of residential property, depending on the lender and loan product.

Common Home Financing Options

Purchase of a new home

A common use case for Home Loan.

Purchase of a resale property

A common use case for Home Loan.

Home construction

A common use case for Home Loan.

Home renovation or improvement

A common use case for Home Loan.

Important Factors

  • Property value
  • Down payment
  • Loan-to-value ratio
  • Interest rate
  • Repayment tenure
  • Property documentation
  • Borrower's income and credit profile